![]() For Important Rate, Fee and other Cost information. The Victoria’s Secret Credit card is issue by Comenity Bank. take their worth for what you paid for them. Is this actually a guaranteed card or is it just clever marketing and a hard pull is sure to follow? My problem is I don't want any hard pulls right now and I plan to apply for a Care Credit card in the next 2-3 months and I don't want this to kill my shot. But once my info updated, they hit me with this "Congratulations You've Been PreApproved for the Victori's Secret Credit Card". which is absolutely was updating my VS profile address. Synchrony may be more cautious with the growth depending on your profile. but I rarely buy lingerie! I will always have medical and vet expenses!įlipside, VS, backed by Comenity, might grow insanely fast if they are anything like overstock and the other shopping card trick cards. In my humble opinion, Care Credit is a much more useful card. I would wait until you are approved for Care Credit and then, if you still have the itch for VS, then go for it. That being said, Synchrony can be easily spooked and if you REALLY have your sites set on Care Credit and want to maximize your starting CL on that, I would not take the VS offer. Did they tell you what your credit limit would be? If so, I suspect it is a solid offer and would be a soft pull. ![]() However, I will say I've never had a Comenity "SCT" card like that result in a hard pull (and I keep my credit files on ice just to make sure!)Ĭomenity is the backer of Victoria's Secret. Is this actually a guaranteed card or is it just clever marketing and a hard pull is sure to follow?ĭata points differ on hard pull vs soft pull.
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